zilch card

Have you heard of the Zilch Card? It’s clean and green because it’s a virtual card that will earn you 2 percent cash back on every purchase paid in full. You can also opt for pay-in-three, but you will miss out on the 2 percent cash back.

Just think how you could seriously put to use your 2 percent cash back with the virtual Zilch card? What about your energy costs? Do you pay for them in full each month? Earn 2 percent cash back. If your gas and electric bill is £120 per month. 2 percent of £120 is £2.40. It might not seem a lot, but if you use your Zilch card to pay upfront for your purchases every time you shop or pay a bill, the cashback rewards will soon start to mount.

First things first, you need to sign up for a free account. If you sign up through this link you will earn 1500 rewards, equivalent to £15.00.


  1. Add your name, email, and address.
  2. You will be asked to confirm your email address.
  3. You will be asked to upload a debit card. This debit card is where your payments will be taken from your virtual Zilch card. However, instead of using your card to pay for your purchases, you use your virtual Zilch card, so you just need to, rather inconveniently, sign in to your Zilch app, go through the relevant verification and pay via the tap and pay contactless (if your phone or watch allows for this).
  4. You will be asked to provide an ID and this information and photo will be verified against a selfie of your face. It can take up to 3-5 days for verification to complete, but it’s normally quicker.
  5. Voila. You will have 1500 reward points or £15, which you can spend at popular online websites like eBay, Amazon, Nike, and even takeaways like Just Eat (although I would not recommend it).
  6. Just remember, you NEED to pay via your Zilch card, so you will need to log in and copy your virtual Mastercard details, or you could memorize your card number, expiry dates, and 3 digits.
  7. That’s the only downside to the Zilch card, having to repeatedly sign in to copy your card, and if you are using the Zilch App to make purchases in-store this could be slightly frustrating for other customers waiting in line to be served when you have to sign in to the app and make the purchase via tap and pay.

You will have your own referral code that you can share with friends and family telling them about the fabulous Zilch card, and you will also earn £15 in rewards to spend each time. It’s really a win-win opportunity for everyone.

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